Insurance that answers to you— not a call center.
We're an independent agency, so we work for you instead of any one insurance company. We shop 18 carriers to find the coverage and price that actually fit your life on the St. Lawrence.
One agent. Every option on the table.
A captive agent can only sell you their one company's policy. As an independent agency, we put your coverage out to a whole roster of carriers and bring back the one that fits—then stay with you when life changes.
We shop, you save
Instead of one quote, you get the strongest of many. We compare price and coverage across our carriers so you don't spend your Saturday doing it.
Advice with no agenda
We're not paid to steer you toward a single brand. We explain what a policy actually covers in plain English and recommend what makes sense for you.
Here when it counts
Add a car, buy a house, grow a business, file a claim—you call the same local office that knows your name, not a rotating 1-800 queue.
The 1-800 route
- One company, one set of prices
- A new rep every time you call
- You do the comparison shopping
With Wilder-Forsythe
- 18 carriers competing for your business
- The same family and staff, year after year
- We shop it for you, free of charge
Coverage for the whole North Country life
From your first car to your first storefront, we write the everyday policies and the specialty ones—all under one roof.
Auto
Cars, trucks, motorcycles, RVs and specialty vehicles—coverage tuned to how you actually drive.
Home & Renters
Homeowners, condo and renters policies that protect the place and everything you keep in it.
Business
Liability, commercial property and businessowners policies for Main Street shops and growing companies.
Life & Health
Term and whole life, plus health and disability options to look after the people who depend on you.
Boat & Recreational
Watercraft for the St. Lawrence, plus campers, snowmobiles and the toys that make winters worth it.
Flood & Specialty
Flood, umbrella and the extra layers that standard policies leave out—ask and we'll fill the gaps.
Farm & Property
Rental property, farm and landowner coverage for the acreage and outbuildings around the county.
Bundle & Save
Put home and auto together and we'll hunt for the multi-policy discount across every carrier at once.
Don't see it listed? We probably write it. Tell us what you need protected →
We shop these carriers—so you don't have to
Because we're independent, your policy can come from any of the national and regional companies we represent. Here are a few of them.
One phone call puts all of them to work for you. As your needs change, we move you to whichever company fits best—no re-shopping on your end.
Three generations on Ford Street
Wilder-Forsythe opened its doors in Ogdensburg in 1957, and it has been family-run ever since.
Insurance has changed a lot in those decades—the coverage, the companies, the technology. What hasn't changed is who you reach when you call: a local family that has watched this stretch of the St. Lawrence raise its kids, start its businesses, and build its homes. We insure our neighbors, and we intend to be here for the next generation of them.
As independent agents, our loyalty is to you. We'll tell you when you're over-insured, when a policy is a poor fit, and when a different carrier will treat you better. That's the whole point of doing this locally.
Let's find your best rate.
Send a few details and we'll shop your coverage across our carriers, then get back to you with real options. No obligation, no pressure.
Request your free quote
We'll reach out within one business day.